Dear Ruchi, I think it’s finally time to hire within my business! I can no longer manage every moving piece of my business alone, but I am nervous about the financial risk of hiring. What are the financial considerations I should be taking into account when building a team? I’m not sure where to start.

Dear Ruchi, freelancing has given me such a sense of happiness and freedom. When I was first starting out, everyone warned me to be careful and make sure I was still investing in my retirement, health insurance, and all of the other things corporate jobs typically give you that I now have to supply for myself. Though retirement is a long way away, I want to prepare for my future. Right now I am just overwhelmed and trying to figure out where to start. Any advice?

Dear Ruchi, I am new to the entrepreneurial world and have been working with 2 clients whom I charge hourly. Now that I am getting more leads, I want to adjust how I do things to be more stable. Sometimes my work feels inconsistent from week to week as my clients cut or add hours from time to time. What should I do?