Dear Ruchi, I am SO bad at managing my money and always have been. Being a business owner, this makes everything feel 10x harder. It’s so hard to run a business in such a crowded market and I feel a lot of fear and stress when it comes to dealing with budgets, finances, and making smart money moves for the future. I want to break out of these habits, so I can set myself and my business up for success. Where do I even begin when I feel like I have dug myself into a deep dark hole? Help!