Dear Ruchi, I’ve been running my small business for a couple of years now, and things are finally starting to feel steady. I’m not rolling in money, but I’m paying myself consistently, my clients are happy, and I’m proud of what I’ve built. Still, I can’t shake this lingering fear that I’m missing something—like I’m not being ‘smart enough’ with my money behind the scenes. I didn’t grow up learning about finances, and sometimes I feel like I’m just pretending to know what I’m doing. I worry I’ll wake up one day and realize I’ve been managing it all wrong. How do I build real financial confidence and stop second-guessing myself all the time?